Dangkor

Garage Sales have long been a common way to either make a little extra money or save a little extra money. Whichever category you fall into, there’s usually quite a bit of effort involved. You’re either organizing and facilitating the bargains or you’re hunting them down. Thanks to social media and the creation of  Facebook Garage Sale Groups , it’s easier than ever to buy and sell your stuff without losing numerous hours of your weekend or even getting out of your pjs. There are, however, a few things you’ll want to keep in mind to guarantee a pleasant experience for all. Here’s a list of tips for making the most of  online garage sale groups . Tips For Everyone Using Facebook Sale Groups Stick to the rules . Each group has their own rules. Be sure you know what they are and stick to them. Meet in public . Stay safe by arranging to meet in a public place, preferably during daylight hours. (Exception: I am a part of a closed group for just my comm...

One of the things I love, love, love about the way we manage our budget is how we handle credit cards.  Though we’ve always paid our credit cards off in full each month, I used to stress over the timing of credit card payments.  I’m going to show you how you can stop stressing over timing your credit card payments and start using your credit card like a debit card. Once we started living on last month’s income and embraced the YNAB credit card process, we’ve never had to wonder or stress or scramble to pay a balance again.  Part of the reason is that we know exactly how much money we have to spend each month because we set aside all of our income from the month before to use in the current month. The other reason we no longer stress over timing credit card bills is that when we spend money with a credit card, the money is deducted from our budget categories  as soon as we spend it,  rather than when the bill comes.  The money is essentially “gone...

If you have recently checked your credit score, you may not see the number you would like. And while your score is not the only factor when considering your financial health, it is something that can affect other areas of your life.  That’s why you need to do what you can to increase your credit score to a good or excellent number. Your credit score can have an impact on several different things.  If you take out a loan, a lower credit score may result in paying a higher interest rate.  You may be turned down for insurance if your number is too low, and can also get premium rates if it is high.  Some jobs also require a good credit score, making you ineligible to be hired. So yes.  Your credit score matters. Fortunately, you aren’t stuck in this rut forever.  There are some easy things you can to increase your credit score quickly.  Below you will find some easy tips that can help you improve your score by 100 points and more — all i...

Brownies in Purvis, Mississippi used the "A World of Girls" Leadership Journey to develop this wonderful Take Action project. The Journey helped them learn about how to spot a community need, connect with others (city council, cookie customers) and develop a sustainable plan. "A World of Girls" and the other two Brownie Leadership Journeys, "Brownie Quest" and "WOW! Wonders of Water," offer the same steps to doing projects that make the world a better place.